Spent Your Tax Return? Get The Money You Need Today!

Tax season is over and most of us have already gotten and spent our tax returns. From spring home projects to fun vacations and getaways, those tax returns can quickly run out if you aren’t careful. If you have already spent that extra cash and you still have unexpected expenses or fun plans coming up, you need to find a way to get the cash you need today while easily being able to pay it back. Most people turn to credit cards to make ends meet when they are between paychecks, but credit cards can have a number of expensive repercussions if you are not careful. Skip the hassle of credit cards and get the cash you need today by coming into Tennessee Title Loan. Our loan experts will help you get the perfect loan to make sure that you can easily pay back the remainder without any lengthy or drawn-out interest payments.

Expected Spring Expenses

Spring is a beautiful time of the year. The sun is out, the birds are chirping, and there are a handful of projects to tackle. Everything from basic home maintenance to taking care of your vehicle after the long winter can easily cost you thousands of dollars if you are not careful. The worst thing that you can do is to ignore these issues until they become a real problem. Putting these maintenances off can easily turn a $50 repair into a huge problem. We recommend following these simple spring guidelines to make sure that you are staying on top of potential issues.

Make sure that you check your vehicle’s tires, oil, fluids, and brakes during the spring. You can easily handle most of these small repairs and swap-outs now, and by doing so in the spring, you can get fully prepared for all your summer driving and road trip plans. If you own a home, take the time to have your A/C unit and furnace checked now. The spring is the best time for this as you can easily go a few hours without a blasting furnace to keep you warm.

The Dangers of Credit Cards

So what can you do if you have already spent your tax return money but you need some cash to tide you over until your next paycheck? For many Americans, the first place they turn is their credit cards. The biggest difficulty with credit cards is that most of the time people are paying back mostly interest, and not much of the principal. This is due to the fact that the average interest rate for a credit card is between 15-19%. With credit card debt, you could easily find yourself paying up to five times the amount that you owed initially due to these steep interest payments.

The best way to quickly get the money you need without plunging yourself into long-lasting debt is by using a title loan. Here at Tennessee Title Loan, we work directly with you to make sure that you can easily and comfortably pay your loan back in a short 30-day period, eliminating those lasting interest payments. Come into Tennessee Title Loan to meet with one of our loan experts and get the cash you need today.

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